:root{--navy:#1b2a4a;--navy2:#24365d;--gold:#b5975a;--gold2:#d3b97f;--goldd:#8e7440;--cream:#faf7f1;--ink:#1d2433;--mute:#667086;--line:#e6dfd0;--card:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Montserrat,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.serif,h1,h2,h3.s{font-family:"Cormorant Garamond","Playfair Display",Georgia,serif}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;height:84px}
.logo{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--navy)}
.mono{width:74px;height:64px;background:url(logo.jpg) no-repeat;background-size:185px auto;background-position:-56px -13px;flex:none}
.word{display:block;line-height:1}
.word small{display:block;font-size:10px;letter-spacing:.42em;font-weight:600;color:var(--navy);margin-bottom:5px}
.word b{font-family:"Cormorant Garamond",Georgia,serif;font-size:27px;letter-spacing:.06em;font-weight:600}
.word b i{font-style:normal;color:var(--gold)}
.nav nav{display:flex;gap:28px;align-items:center}
.nav nav a:not(.btn){text-decoration:none;font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;font-weight:600;text-decoration:none;padding:16px 30px;border-radius:2px;font-size:13px;letter-spacing:.16em;text-transform:uppercase;border:1.5px solid var(--navy);cursor:pointer}
.btn.gold{background:var(--gold);border-color:var(--gold);color:#fff}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.btn.small{padding:11px 20px;font-size:12px}
.hero{background:var(--cream);padding:80px 0 90px;border-bottom:1px solid var(--line)}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{font-size:12px;letter-spacing:.32em;text-transform:uppercase;color:var(--goldd);font-weight:700;margin-bottom:16px;display:flex;align-items:center;gap:14px}
.eyebrow:before{content:"";width:40px;height:1.5px;background:var(--gold)}
h1{font-size:62px;line-height:1.02;font-weight:500;color:var(--navy);letter-spacing:-.5px}
h1 em{font-style:italic;color:var(--gold)}
.lead{font-size:18px;color:var(--mute);margin:22px 0 32px;max-width:540px}
.cta{display:flex;gap:14px;flex-wrap:wrap}
.trust{display:flex;gap:26px;flex-wrap:wrap;margin-top:34px;color:var(--navy);font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase}
.trust span:before{content:"◆ ";color:var(--gold);font-size:10px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:34px;box-shadow:0 24px 60px rgba(27,42,74,.12)}
.card h3{font-family:"Cormorant Garamond",Georgia,serif;font-size:30px;font-weight:600;color:var(--navy);line-height:1.1;margin-bottom:6px}
.card p.sub{font-size:14px;color:var(--mute);margin-bottom:12px}
label{display:block;font-size:11px;font-weight:700;color:var(--navy);margin:14px 0 6px;letter-spacing:.14em;text-transform:uppercase}
input,select{width:100%;padding:14px;border:1px solid var(--line);border-radius:2px;font-size:15px;font-family:inherit;background:#fdfcf9}
.card .btn{width:100%;margin-top:20px}
.fine{font-size:12px;color:var(--mute);margin-top:12px;text-align:center}
section{padding:92px 0}
.center{text-align:center}
.center .eyebrow{justify-content:center}.center .eyebrow:after{content:"";width:40px;height:1.5px;background:var(--gold)}
h2{font-size:46px;line-height:1.08;font-weight:500;color:var(--navy);margin-bottom:14px}
h2 em{font-style:italic;color:var(--gold)}
.sub2{font-size:17px;color:var(--mute);max-width:620px;margin:0 auto 52px}
.pillars{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.pillar{padding:36px 18px 34px;text-align:center;border-right:1px solid var(--line);transition:.2s}
.pillar:last-child{border-right:0}
.pillar:hover{background:var(--cream)}
.pillar svg{width:52px;height:52px;stroke:var(--navy);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;margin-bottom:16px}
.pillar h3{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--navy);font-weight:700;margin-bottom:10px}
.pillar p{font-size:14px;color:var(--mute);line-height:1.55}
.cream{background:var(--cream)}
.band{background:var(--navy);color:#fff;padding:60px;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;position:relative}
.band:before{content:"";position:absolute;inset:12px;border:1px solid #b5975a66;pointer-events:none}
.band h2{color:#fff}
.band .eyebrow{color:var(--gold2)}
.band p{color:#cdd6e8;font-size:17px;margin-bottom:26px}
.band ul{list-style:none}
.band li{padding:15px 0 15px 36px;position:relative;border-bottom:1px solid #ffffff22;font-size:15px}
.band li:before{content:"◆";position:absolute;left:4px;color:var(--gold);font-size:12px;top:19px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.step{text-align:center;padding:0 10px}
.step b{display:block;font-family:"Cormorant Garamond",Georgia,serif;font-size:64px;font-weight:500;color:var(--gold);line-height:1;margin-bottom:6px}
.step h3{font-family:"Cormorant Garamond",Georgia,serif;font-size:26px;color:var(--navy);font-weight:600;margin-bottom:6px}
.step p{color:var(--mute);font-size:15px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;text-align:center}
.stat{padding:12px;border-right:1px solid var(--line)}.stat:last-child{border-right:0}
.stat strong{display:block;font-family:"Cormorant Garamond",Georgia,serif;font-size:50px;color:var(--navy);font-weight:500;line-height:1.1}
.stat span{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--goldd);font-weight:700}
.faq{max-width:780px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:22px 0}
.faq summary{font-family:"Cormorant Garamond",Georgia,serif;font-weight:600;color:var(--navy);cursor:pointer;font-size:24px}
.faq p{color:var(--mute);margin-top:10px;font-size:15px}
.final{background:var(--navy);color:#fff;text-align:center;padding:96px 0;position:relative}
.final h2{color:#fff;font-size:52px}
.final p{color:#cdd6e8;font-size:18px;margin:6px auto 32px;max-width:540px}
.tag{font-size:12px;letter-spacing:.3em;text-transform:uppercase;color:var(--gold2);font-weight:600;margin-top:34px}
footer{background:#121d36;color:#8f9bb5;padding:34px 0;font-size:12px;letter-spacing:.04em}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.sticky{display:none}
@media(max-width:900px){
 h1{font-size:42px}h2{font-size:34px}.final h2{font-size:38px}
 .hero{padding:44px 0 56px}.hero .grid,.band{grid-template-columns:1fr;gap:32px}
 .pillars{grid-template-columns:1fr 1fr}.pillar{border-bottom:1px solid var(--line)}
 .steps{grid-template-columns:1fr;gap:28px}.stats{grid-template-columns:1fr 1fr;gap:18px}.stat{border:0}
 .nav nav a:not(.btn){display:none}.nav{height:72px}
 .mono{width:60px;height:52px;background-size:150px auto;background-position:-45px -10px}
 .word b{font-size:21px}.word small{font-size:8px}
 .band{padding:40px 28px}section{padding:60px 0}
 .sticky{display:flex;position:fixed;bottom:0;left:0;right:0;gap:8px;padding:10px;background:#fff;box-shadow:0 -6px 20px rgba(0,0,0,.15);z-index:30}
 .sticky .btn{flex:1;padding:15px 8px}.sticky .btn.t{background:var(--gold);border-color:var(--gold)}
 body{padding-bottom:74px}
}

.nav .btn{white-space:nowrap}
@media(max-width:900px){.pillar:last-child{grid-column:1/-1;border-right:0}.nav .btn.small{display:none}}

/* production additions */
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;z-index:99}.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.req{font-weight:500;text-transform:none;letter-spacing:0;color:var(--mute);font-size:11px}
.msg{font-size:14px;margin-top:12px;text-align:center;min-height:1px}.msg.err{color:#b3261e;font-weight:600}
.btn[disabled]{opacity:.6;cursor:wait}
.narrow{max-width:760px}.center .faq{text-align:left}
.prose h1{font-size:48px;margin-bottom:16px}.prose h2{font-size:30px;margin:28px 0 8px;color:var(--navy)}.prose p{margin:0 0 14px;color:var(--ink)}
footer .foot{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;font-size:14px}footer .foot a{color:inherit}
.legal{font-size:12px;opacity:.8;margin-top:18px}
@media(max-width:760px){footer .foot{grid-template-columns:1fr}}